Mid-Market rentals

Eildon Housing Association in partnership with Eildon Enterprise Ltd, its wholly owned subsidiary, provides quality homes to the mid-market rental (MMR) sector throughout the Scottish Borders.

Mid-market rent

is aimed at assisting people on low and modest incomes to access affordable rented accommodation who may not be a priority for social housing and who would otherwise be unable to purchase property in the current market and find market rent too expensive.

Where somebody in a household applying is not working, exceptions can be made in appropriate circumstances, for example where the household includes a person with a disability and where current housing costs are unaffordable (for instance in the private rented sector). In these cases, non-working benefits will be considered in assessing eligibility.

What do I need to know?

Applications will be considered from those applicants who demonstrate the following criteria:

• The household income must not exceed £50,000 before tax
• An applicant’s income meets the affordability threshold to sustain the tenancy
• The applicant and their household will use the property as their permanent and only home

Prospective tenants are assessed on their ability to afford and sustain a tenancy and they are not discriminated against as a result of the source of that income (for example, through a work or state pension or social security contributions).

If the number of applicants who fulfil the above criteria exceeds the number of properties available, allocation will then be by date of application and applicant most suited to the specific property.

References from current landlord and employers (where appropriate) will be obtained prior to an offer being made.

Photograph identification must be provided by all applicants prior to an offer being made. This must be in form of up to date driving licence or passport.

When reviewing any applicant to a mid-market rent policy we will not discriminate on the basis of age, disability, sex, gender reassignment, marriage or civil partnership, pregnancy or maternity, race, religion or belief or sexual orientation.